In essence, the Millennium Dollar™ (MR$) is a time capsule, containing the fixed purchasing power of the United States Dollar on January 1st, 2000; as it moves through Einstein's space-time continuum. This stored value is held on the Company's secure database;, thereby forming a new facility, which we refer to as the TimeSafe™.

When a private currency is defined in real terms, it represents the beginning of a real monetary system. In order to succeed, the real monetary system must be integrated with the current nominal monetary system. The role of the TimeSafe™ is to offer the users of the Millennium Dollar™ the monetary transfer, conversion and accounting services necessary to integrate the real and nominal monetary systems. This is achieved by offering Gresham Accounts™, which carry out the tasks implied by Gresham's Law.

The TimeSafe™ is owned and operated by Virtualmoney.com, a bonded money service business (MSB). MSBs are not banks; since they do not hold deposits of legal tender, which is to say U.S. Dollars (USD). The Company is not insured by the FDIC. However, just as with money market accounts, which are not FDIC-insured; the high quality of the investments should minimize the need for such insurance. Currently, the purchasing power of the USD is not insured at any financial institution, but the MR$ will be backed by verifiable assets.